Call reports 2001
TODAY'S BANK — 2001
What TODAY'S BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,615,000 | 48,848,000 | 65,445,000 | 81,279,000 |
| Total loans | 33,004,000 | 39,098,000 | 51,939,000 | 64,749,000 |
| Allowance for loan losses | 370,000 | 444,000 | 522,000 | 839,000 |
| Securities available for sale | 1,441,000 | 0 | 6,578,000 | 4,190,000 |
| Securities held to maturity | 1,260,000 | 2,446,000 | 2,501,000 | 3,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,355,000 | 41,193,000 | 56,948,000 | 73,579,000 |
| Interest-bearing deposits | 35,141,000 | 37,433,000 | 52,237,000 | 67,477,000 |
| Noninterest-bearing deposits | 3,214,000 | 3,760,000 | 4,711,000 | 6,102,000 |
| Equity capital | 5,078,000 | 5,086,000 | 5,326,000 | 5,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 1,912,000 | 2,968,000 | 4,317,000 |
| Interest expense | 498,000 | 1,000,000 | 1,535,000 | 2,198,000 |
| Net interest income | 474,000 | 912,000 | 1,433,000 | 2,119,000 |
| Noninterest income | 19,000 | 57,000 | 75,000 | 102,000 |
| Noninterest expense | 474,000 | 956,000 | 1,367,000 | 1,910,000 |
| Provision for loan losses | 43,000 | 132,000 | 213,000 | 533,000 |
| Pretax income | -23,000 | -119,000 | -72,000 | -182,000 |
| Income tax | -100,000 | -201,000 | -301,000 | -528,000 |
| Net income | 77,000 | 82,000 | 229,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,078,000 | 5,013,000 | 5,236,000 | 5,161,000 |
| Total capital | 5,448,000 | 5,457,000 | 5,758,000 | 6,000,000 |
| Risk-weighted assets | 38,728,000 | 45,369,000 | 60,674,000 | 68,932,000 |