Call reports 2016
BANKTENNESSEE — 2016
What BANKTENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 283,262,000 | 283,887,000 | 287,588,000 | 287,973,000 |
| Total loans | 230,629,000 | 227,276,000 | 220,574,000 | 217,961,000 |
| Allowance for loan losses | 3,740,000 | 3,735,000 | 3,740,000 | 3,491,000 |
| Securities available for sale | 13,975,000 | 14,546,000 | 14,728,000 | 16,627,000 |
| Securities held to maturity | 1,027,000 | 1,028,000 | 1,029,000 | 530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,140,000 | 247,220,000 | 256,553,000 | 257,094,000 |
| Interest-bearing deposits | 205,664,000 | 205,567,000 | 211,668,000 | 206,911,000 |
| Noninterest-bearing deposits | 41,476,000 | 41,653,000 | 44,885,000 | 50,183,000 |
| Equity capital | 28,753,000 | 29,158,000 | 29,401,000 | 29,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,102,000 | 6,300,000 | 9,409,000 | 12,477,000 |
| Interest expense | 358,000 | 703,000 | 1,042,000 | 1,373,000 |
| Net interest income | 2,744,000 | 5,597,000 | 8,367,000 | 11,104,000 |
| Noninterest income | 303,000 | 616,000 | 917,000 | 1,260,000 |
| Noninterest expense | 1,994,000 | 3,986,000 | 6,002,000 | 8,028,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 941,000 | 2,115,000 | 3,170,000 | 4,224,000 |
| Income tax | 58,000 | 132,000 | 197,000 | 263,000 |
| Net income | 883,000 | 1,983,000 | 2,973,000 | 3,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,438,000 | 25,768,000 | 26,066,000 | 26,362,000 |
| Total capital | 28,521,000 | 28,812,000 | 28,989,000 | 29,276,000 |
| Risk-weighted assets | 245,978,000 | 242,857,000 | 233,034,000 | 232,582,000 |