Call reports 2015
BANKTENNESSEE — 2015
What BANKTENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 275,069,000 | 268,278,000 | 273,699,000 | 279,330,000 |
| Total loans | 213,400,000 | 214,735,000 | 220,917,000 | 224,506,000 |
| Allowance for loan losses | 3,854,000 | 3,816,000 | 3,518,000 | 3,653,000 |
| Securities available for sale | 15,979,000 | 15,042,000 | 15,254,000 | 14,680,000 |
| Securities held to maturity | 1,890,000 | 1,028,000 | 1,027,000 | 1,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,200,000 | 233,018,000 | 238,058,000 | 243,103,000 |
| Interest-bearing deposits | 198,365,000 | 191,811,000 | 197,379,000 | 201,209,000 |
| Noninterest-bearing deposits | 41,835,000 | 41,207,000 | 40,679,000 | 41,894,000 |
| Equity capital | 27,847,000 | 27,872,000 | 28,152,000 | 28,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,851,000 | 8,838,000 | 11,908,000 |
| Interest expense | 357,000 | 708,000 | 1,045,000 | 1,396,000 |
| Net interest income | 2,549,000 | 5,143,000 | 7,793,000 | 10,512,000 |
| Noninterest income | 297,000 | 650,000 | 1,076,000 | 1,469,000 |
| Noninterest expense | 1,904,000 | 3,799,000 | 5,722,000 | 7,581,000 |
| Provision for loan losses | 395,000 | 690,000 | 985,000 | 1,105,000 |
| Pretax income | 547,000 | 1,304,000 | 2,162,000 | 3,295,000 |
| Income tax | 35,000 | 81,000 | 134,000 | 207,000 |
| Net income | 512,000 | 1,223,000 | 2,028,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,569,000 | 24,746,000 | 24,949,000 | 25,217,000 |
| Total capital | 27,698,000 | 27,811,000 | 27,915,000 | 28,238,000 |
| Risk-weighted assets | 249,568,000 | 244,468,000 | 236,714,000 | 241,007,000 |