Call reports 2013
BANKTENNESSEE — 2013
What BANKTENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 257,218,000 | 242,668,000 | 245,279,000 | 243,642,000 |
| Total loans | 185,190,000 | 190,913,000 | 189,556,000 | 189,408,000 |
| Allowance for loan losses | 3,640,000 | 3,675,000 | 3,728,000 | 3,797,000 |
| Securities available for sale | 17,017,000 | 16,618,000 | 16,241,000 | 15,560,000 |
| Securities held to maturity | 2,862,000 | 2,200,000 | 2,189,000 | 2,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,630,000 | 212,946,000 | 215,229,000 | 214,017,000 |
| Interest-bearing deposits | 195,767,000 | 180,942,000 | 183,607,000 | 178,553,000 |
| Noninterest-bearing deposits | 31,863,000 | 32,004,000 | 31,622,000 | 35,464,000 |
| Equity capital | 28,396,000 | 28,511,000 | 28,729,000 | 28,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,732,000 | 5,462,000 | 8,219,000 | 10,940,000 |
| Interest expense | 475,000 | 890,000 | 1,278,000 | 1,629,000 |
| Net interest income | 2,257,000 | 4,572,000 | 6,941,000 | 9,311,000 |
| Noninterest income | 311,000 | 575,000 | 855,000 | 1,058,000 |
| Noninterest expense | 1,796,000 | 3,611,000 | 5,411,000 | 7,228,000 |
| Provision for loan losses | 75,000 | 125,000 | 175,000 | 225,000 |
| Pretax income | 697,000 | 1,411,000 | 2,210,000 | 2,916,000 |
| Income tax | 46,000 | 93,000 | 146,000 | 192,000 |
| Net income | 651,000 | 1,318,000 | 2,064,000 | 2,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,956,000 | 25,182,000 | 25,477,000 | 25,624,000 |
| Total capital | 27,567,000 | 27,883,000 | 28,156,000 | 28,319,000 |
| Risk-weighted assets | 207,876,000 | 215,084,000 | 213,281,000 | 214,490,000 |