Call reports 2019
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2019
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,399,000 | 90,631,000 | 91,258,000 | 95,966,000 |
| Total loans | 73,353,000 | 73,392,000 | 73,317,000 | 74,793,000 |
| Allowance for loan losses | 991,000 | 1,005,000 | 1,002,000 | 931,000 |
| Securities available for sale | 4,000,000 | 4,005,000 | 4,286,000 | 4,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,026,000 | 79,068,000 | 79,491,000 | 83,919,000 |
| Interest-bearing deposits | 65,016,000 | 66,202,000 | 67,184,000 | 69,937,000 |
| Noninterest-bearing deposits | 14,010,000 | 12,866,000 | 12,307,000 | 13,982,000 |
| Equity capital | 9,780,000 | 9,917,000 | 10,157,000 | 10,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,215,000 | 3,312,000 | 4,441,000 |
| Interest expense | 189,000 | 389,000 | 609,000 | 838,000 |
| Net interest income | 901,000 | 1,826,000 | 2,703,000 | 3,603,000 |
| Noninterest income | 107,000 | 230,000 | 399,000 | 520,000 |
| Noninterest expense | 607,000 | 1,251,000 | 1,892,000 | 2,492,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 371,000 | 745,000 | 1,120,000 | 1,511,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 21,000 |
| Net income | 365,000 | 733,000 | 1,102,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,802,000 | 9,915,000 | 10,139,000 | 10,512,000 |
| Total capital | 10,701,000 | 10,806,000 | 11,094,000 | 11,443,000 |
| Risk-weighted assets | 71,724,000 | 71,045,000 | 76,420,000 | 77,550,000 |