Call reports 2015
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2015
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,984,000 | 78,927,000 | 78,605,000 | 78,140,000 |
| Total loans | 54,767,000 | 58,820,000 | 59,587,000 | 61,441,000 |
| Allowance for loan losses | 709,000 | 722,000 | 746,000 | 762,000 |
| Securities available for sale | 12,582,000 | 12,495,000 | 11,036,000 | 8,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,638,000 | 66,920,000 | 68,096,000 | 67,671,000 |
| Interest-bearing deposits | 56,604,000 | 56,469,000 | 57,807,000 | 56,313,000 |
| Noninterest-bearing deposits | 11,034,000 | 10,451,000 | 10,289,000 | 11,358,000 |
| Equity capital | 7,038,000 | 7,039,000 | 7,237,000 | 7,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,709,000 | 2,568,000 | 3,500,000 |
| Interest expense | 92,000 | 189,000 | 292,000 | 394,000 |
| Net interest income | 735,000 | 1,520,000 | 2,276,000 | 3,106,000 |
| Noninterest income | 104,000 | 211,000 | 330,000 | 480,000 |
| Noninterest expense | 536,000 | 1,060,000 | 1,596,000 | 2,118,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 114,000 |
| Pretax income | 279,000 | 623,000 | 938,000 | 1,354,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 21,000 |
| Net income | 275,000 | 614,000 | 925,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,962,000 | 7,058,000 | 7,188,000 | 7,558,000 |
| Total capital | 7,670,000 | 7,780,000 | 7,934,000 | 8,320,000 |
| Risk-weighted assets | 56,664,000 | 60,293,000 | 61,236,000 | 61,259,000 |