Call reports 2014
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2014
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,342,000 | 70,291,000 | 72,947,000 | 76,025,000 |
| Total loans | 45,866,000 | 50,405,000 | 52,970,000 | 53,792,000 |
| Allowance for loan losses | 657,000 | 689,000 | 664,000 | 686,000 |
| Securities available for sale | 13,918,000 | 13,401,000 | 11,698,000 | 11,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,686,000 | 63,415,000 | 62,886,000 | 66,943,000 |
| Interest-bearing deposits | 52,963,000 | 53,986,000 | 53,726,000 | 54,837,000 |
| Noninterest-bearing deposits | 10,723,000 | 9,429,000 | 9,160,000 | 12,106,000 |
| Equity capital | 6,401,000 | 6,615,000 | 6,666,000 | 6,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,536,000 | 2,303,000 | 3,099,000 |
| Interest expense | 71,000 | 146,000 | 227,000 | 316,000 |
| Net interest income | 690,000 | 1,390,000 | 2,076,000 | 2,783,000 |
| Noninterest income | 102,000 | 249,000 | 361,000 | 463,000 |
| Noninterest expense | 491,000 | 997,000 | 1,499,000 | 2,017,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 278,000 | 597,000 | 870,000 | 1,139,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 18,000 |
| Net income | 273,000 | 587,000 | 855,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,455,000 | 6,521,000 | 6,624,000 | 6,850,000 |
| Total capital | 7,068,000 | 7,174,000 | 7,288,000 | 7,536,000 |
| Risk-weighted assets | 48,931,000 | 52,186,000 | 55,966,000 | 56,864,000 |