Call reports 2013
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2013
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,342,000 | 68,360,000 | 70,240,000 | 68,316,000 |
| Total loans | 40,748,000 | 48,672,000 | 50,811,000 | 47,292,000 |
| Allowance for loan losses | 542,000 | 584,000 | 621,000 | 643,000 |
| Securities available for sale | 15,376,000 | 10,427,000 | 10,272,000 | 10,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,028,000 | 56,906,000 | 57,932,000 | 61,851,000 |
| Interest-bearing deposits | 48,451,000 | 46,483,000 | 47,872,000 | 50,354,000 |
| Noninterest-bearing deposits | 10,577,000 | 10,423,000 | 10,060,000 | 11,497,000 |
| Equity capital | 6,090,000 | 5,892,000 | 6,089,000 | 6,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,494,000 | 2,262,000 | 3,012,000 |
| Interest expense | 64,000 | 121,000 | 189,000 | 260,000 |
| Net interest income | 674,000 | 1,373,000 | 2,073,000 | 2,752,000 |
| Noninterest income | 119,000 | 352,000 | 507,000 | 635,000 |
| Noninterest expense | 506,000 | 1,004,000 | 1,505,000 | 2,008,000 |
| Provision for loan losses | 23,000 | 69,000 | 142,000 | 164,000 |
| Pretax income | 264,000 | 652,000 | 933,000 | 1,215,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 21,000 |
| Net income | 260,000 | 644,000 | 921,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 6,021,000 | 6,136,000 | 6,372,000 |
| Total capital | 6,467,000 | 6,605,000 | 6,757,000 | 6,998,000 |
| Risk-weighted assets | 50,758,000 | 58,200,000 | 55,667,000 | 50,113,000 |