Call reports 2012
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2012
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,286,000 | 61,477,000 | 63,799,000 | 64,295,000 |
| Total loans | 37,034,000 | 39,480,000 | 39,089,000 | 43,654,000 |
| Allowance for loan losses | 435,000 | 466,000 | 482,000 | 519,000 |
| Securities available for sale | 11,506,000 | 13,476,000 | 12,403,000 | 11,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,544,000 | 55,597,000 | 56,838,000 | 57,321,000 |
| Interest-bearing deposits | 50,431,000 | 47,199,000 | 48,320,000 | 45,602,000 |
| Noninterest-bearing deposits | 8,113,000 | 8,398,000 | 8,518,000 | 11,719,000 |
| Equity capital | 5,519,000 | 5,698,000 | 5,862,000 | 6,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,389,000 | 2,087,000 | 2,794,000 |
| Interest expense | 97,000 | 191,000 | 277,000 | 352,000 |
| Net interest income | 576,000 | 1,198,000 | 1,810,000 | 2,442,000 |
| Noninterest income | 114,000 | 281,000 | 455,000 | 585,000 |
| Noninterest expense | 473,000 | 964,000 | 1,462,000 | 1,925,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 125,000 |
| Pretax income | 194,000 | 470,000 | 735,000 | 977,000 |
| Income tax | 2,000 | 6,000 | 8,000 | 4,000 |
| Net income | 192,000 | 464,000 | 727,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,392,000 | 5,511,000 | 5,615,000 | 5,814,000 |
| Total capital | 5,827,000 | 5,977,000 | 6,097,000 | 6,333,000 |
| Risk-weighted assets | 42,340,000 | 44,044,000 | 46,039,000 | 48,088,000 |