Call reports 2011
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2011
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,476,000 | 54,850,000 | 56,923,000 | 58,562,000 |
| Total loans | 37,354,000 | 39,456,000 | 40,296,000 | 39,497,000 |
| Allowance for loan losses | 579,000 | 595,000 | 611,000 | 451,000 |
| Securities available for sale | 6,935,000 | 9,130,000 | 8,433,000 | 7,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,512,000 | 49,687,000 | 51,535,000 | 53,061,000 |
| Interest-bearing deposits | 41,545,000 | 43,743,000 | 43,658,000 | 44,401,000 |
| Noninterest-bearing deposits | 6,967,000 | 5,944,000 | 7,877,000 | 8,660,000 |
| Equity capital | 4,773,000 | 5,002,000 | 5,168,000 | 5,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,421,000 | 2,150,000 | 2,875,000 |
| Interest expense | 115,000 | 228,000 | 334,000 | 434,000 |
| Net interest income | 591,000 | 1,193,000 | 1,816,000 | 2,441,000 |
| Noninterest income | 113,000 | 219,000 | 335,000 | 441,000 |
| Noninterest expense | 460,000 | 915,000 | 1,396,000 | 1,882,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 229,000 | 467,000 | 710,000 | 940,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 14,000 |
| Net income | 226,000 | 461,000 | 700,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,817,000 | 4,898,000 | 5,036,000 | 5,218,000 |
| Total capital | 5,310,000 | 5,430,000 | 5,601,000 | 5,669,000 |
| Risk-weighted assets | 43,235,000 | 43,314,000 | 44,363,000 | 43,563,000 |