Call reports 2010
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2010
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,006,000 | 50,952,000 | 51,066,000 | 51,141,000 |
| Total loans | 35,896,000 | 41,343,000 | 38,592,000 | 39,413,000 |
| Allowance for loan losses | 504,000 | 519,000 | 535,000 | 566,000 |
| Securities available for sale | 5,988,000 | 6,412,000 | 5,526,000 | 6,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,517,000 | 43,284,000 | 45,227,000 | 46,329,000 |
| Interest-bearing deposits | 37,701,000 | 38,377,000 | 39,584,000 | 39,144,000 |
| Noninterest-bearing deposits | 5,816,000 | 4,907,000 | 5,643,000 | 7,185,000 |
| Equity capital | 4,291,000 | 4,476,000 | 4,593,000 | 4,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,486,000 | 2,235,000 | 2,959,000 |
| Interest expense | 161,000 | 319,000 | 467,000 | 599,000 |
| Net interest income | 550,000 | 1,167,000 | 1,768,000 | 2,360,000 |
| Noninterest income | 85,000 | 225,000 | 316,000 | 410,000 |
| Noninterest expense | 422,000 | 852,000 | 1,316,000 | 1,787,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 111,000 |
| Pretax income | 198,000 | 510,000 | 727,000 | 876,000 |
| Income tax | 1,000 | 6,000 | 9,000 | 13,000 |
| Net income | 197,000 | 504,000 | 718,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,229,000 | 4,406,000 | 4,522,000 | 4,656,000 |
| Total capital | 4,690,000 | 4,922,000 | 5,057,000 | 5,160,000 |
| Risk-weighted assets | 40,085,000 | 44,293,000 | 42,752,000 | 44,455,000 |