Call reports 2009
FARMERS NATIONAL BANK OF GRIGGSVILLE — 2009
What FARMERS NATIONAL BANK OF GRIGGSVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,728,000 | 46,455,000 | 46,605,000 | 48,437,000 |
| Total loans | 33,352,000 | 37,629,000 | 38,428,000 | 36,447,000 |
| Allowance for loan losses | 341,000 | 357,000 | 379,000 | 489,000 |
| Securities available for sale | 3,737,000 | 5,031,000 | 5,436,000 | 5,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,513,000 | 40,704,000 | 39,850,000 | 43,165,000 |
| Interest-bearing deposits | 35,012,000 | 35,340,000 | 35,324,000 | 36,931,000 |
| Noninterest-bearing deposits | 5,502,000 | 5,364,000 | 4,526,000 | 6,234,000 |
| Equity capital | 3,915,000 | 4,009,000 | 4,109,000 | 4,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,460,000 | 2,232,000 | 2,967,000 |
| Interest expense | 228,000 | 445,000 | 646,000 | 833,000 |
| Net interest income | 483,000 | 1,015,000 | 1,586,000 | 2,134,000 |
| Noninterest income | 92,000 | 204,000 | 304,000 | 372,000 |
| Noninterest expense | 378,000 | 759,000 | 1,145,000 | 1,605,000 |
| Provision for loan losses | 15,000 | 31,000 | 50,000 | 165,000 |
| Pretax income | 182,000 | 429,000 | 695,000 | 736,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 12,000 |
| Net income | 180,000 | 425,000 | 689,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,819,000 | 3,931,000 | 4,009,000 | 4,032,000 |
| Total capital | 4,160,000 | 4,288,000 | 4,388,000 | 4,489,000 |
| Risk-weighted assets | 36,642,000 | 39,921,000 | 39,265,000 | 39,815,000 |