Call reports 2025
NAVE BANK — 2025
What NAVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 232,059,000 | 259,165,000 | 316,554,000 | 426,981,000 |
| Total loans | 46,389,000 | 101,063,000 | 149,735,000 | 185,551,000 |
| Allowance for loan losses | 470,000 | 995,000 | 1,384,000 | 1,654,000 |
| Securities available for sale | 32,318,000 | 43,656,000 | 41,185,000 | 61,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,000,000 | 173,494,000 | 231,649,000 | 301,561,000 |
| Interest-bearing deposits | 149,746,000 | 166,229,000 | 212,876,000 | 282,764,000 |
| Noninterest-bearing deposits | 4,254,000 | 7,265,000 | 18,773,000 | 18,797,000 |
| Equity capital | 76,837,000 | 74,559,000 | 72,922,000 | 72,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 5,790,000 | 9,632,000 | 14,505,000 |
| Interest expense | 1,268,000 | 2,430,000 | 4,149,000 | 6,229,000 |
| Net interest income | 1,529,000 | 3,360,000 | 5,483,000 | 8,276,000 |
| Noninterest income | 2,000 | 16,000 | 48,000 | 328,000 |
| Noninterest expense | 3,382,000 | 7,174,000 | 11,113,000 | 14,655,000 |
| Provision for loan losses | -95,000 | 430,000 | 819,000 | 1,089,000 |
| Pretax income | -1,748,000 | -4,307,000 | -6,467,000 | -7,440,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -1,748,000 | -4,308,000 | -6,468,000 | -7,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,871,000 | 74,514,000 | 72,555,000 | 71,784,000 |
| Total capital | 77,359,000 | 75,615,000 | 74,031,000 | 73,764,000 |
| Risk-weighted assets | 59,830,000 | 124,689,000 | 159,598,000 | 201,865,000 |