Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 181,277,000 | 190,449,000 | 192,924,000 | 188,769,000 |
| Total loans | 95,801,000 | 101,907,000 | 103,776,000 | 108,652,000 |
| Allowance for loan losses | 1,584,000 | 1,545,000 | 1,396,000 | 1,651,000 |
| Securities available for sale | 11,554,000 | 13,436,000 | 13,396,000 | 13,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,063,000 | 169,513,000 | 172,104,000 | 167,741,000 |
| Interest-bearing deposits | 128,624,000 | 133,470,000 | 134,681,000 | 134,231,000 |
| Noninterest-bearing deposits | 32,439,000 | 36,043,000 | 37,423,000 | 33,510,000 |
| Equity capital | 19,175,000 | 19,771,000 | 19,331,000 | 19,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,207,000 | 7,653,000 | 10,419,000 |
| Interest expense | 768,000 | 1,550,000 | 2,369,000 | 3,146,000 |
| Net interest income | 1,792,000 | 3,657,000 | 5,284,000 | 7,273,000 |
| Noninterest income | 165,000 | 329,000 | 499,000 | 647,000 |
| Noninterest expense | 1,130,000 | 2,286,000 | 3,463,000 | 4,510,000 |
| Provision for loan losses | 25,000 | 45,000 | 560,000 | 815,000 |
| Pretax income | 797,000 | 1,595,000 | 1,700,000 | 2,535,000 |
| Income tax | 186,000 | 382,000 | 583,000 | 566,000 |
| Net income | 611,000 | 1,213,000 | 1,117,000 | 1,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,307,000 | 19,909,000 | 19,402,000 | 19,987,000 |
| Total capital | 20,362,000 | 21,001,000 | 20,498,000 | 21,027,000 |
| Risk-weighted assets | 83,719,000 | 86,871,000 | 87,248,000 | 82,451,000 |