Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 160,842,000 | 161,228,000 | 161,891,000 | 176,420,000 |
| Total loans | 92,737,000 | 92,439,000 | 96,357,000 | 94,284,000 |
| Allowance for loan losses | 1,568,000 | 1,561,000 | 1,562,000 | 1,562,000 |
| Securities available for sale | 9,547,000 | 10,516,000 | 10,647,000 | 10,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,011,000 | 142,876,000 | 142,836,000 | 157,296,000 |
| Interest-bearing deposits | 107,128,000 | 112,016,000 | 111,988,000 | 122,248,000 |
| Noninterest-bearing deposits | 35,883,000 | 30,860,000 | 30,848,000 | 35,048,000 |
| Equity capital | 17,026,000 | 17,652,000 | 18,309,000 | 18,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,241,000 | 4,660,000 | 7,012,000 | 9,502,000 |
| Interest expense | 608,000 | 1,301,000 | 2,076,000 | 2,873,000 |
| Net interest income | 1,633,000 | 3,359,000 | 4,936,000 | 6,629,000 |
| Noninterest income | 149,000 | 311,000 | 490,000 | 678,000 |
| Noninterest expense | 983,000 | 2,047,000 | 3,117,000 | 4,224,000 |
| Provision for loan losses | 0 | 0 | -7,000 | -7,000 |
| Pretax income | 799,000 | 1,623,000 | 2,309,000 | 3,083,000 |
| Income tax | 192,000 | 411,000 | 567,000 | 783,000 |
| Net income | 607,000 | 1,212,000 | 1,742,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,277,000 | 17,882,000 | 18,412,000 | 18,696,000 |
| Total capital | 18,258,000 | 18,863,000 | 19,459,000 | 19,795,000 |
| Risk-weighted assets | 77,771,000 | 77,754,000 | 83,121,000 | 87,290,000 |