Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 151,702,000 | 153,122,000 | 151,967,000 | 153,839,000 |
| Total loans | 90,373,000 | 92,129,000 | 90,871,000 | 93,507,000 |
| Allowance for loan losses | 1,531,000 | 1,532,000 | 1,582,000 | 1,567,000 |
| Securities available for sale | 9,579,000 | 9,454,000 | 9,397,000 | 9,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,502,000 | 137,353,000 | 135,449,000 | 136,868,000 |
| Interest-bearing deposits | 96,248,000 | 96,195,000 | 97,082,000 | 102,959,000 |
| Noninterest-bearing deposits | 40,254,000 | 41,158,000 | 38,367,000 | 33,909,000 |
| Equity capital | 14,532,000 | 15,160,000 | 15,781,000 | 16,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 4,093,000 | 6,358,000 | 8,761,000 |
| Interest expense | 207,000 | 511,000 | 922,000 | 1,427,000 |
| Net interest income | 1,781,000 | 3,582,000 | 5,436,000 | 7,334,000 |
| Noninterest income | 157,000 | 313,000 | 474,000 | 644,000 |
| Noninterest expense | 1,028,000 | 2,064,000 | 3,136,000 | 4,258,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 910,000 | 1,831,000 | 2,719,000 | 3,665,000 |
| Income tax | 239,000 | 467,000 | 713,000 | 961,000 |
| Net income | 671,000 | 1,364,000 | 2,006,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,858,000 | 15,551,000 | 16,194,000 | 16,670,000 |
| Total capital | 15,776,000 | 16,487,000 | 17,130,000 | 17,662,000 |
| Risk-weighted assets | 72,746,000 | 74,202,000 | 74,106,000 | 78,739,000 |