Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 161,996,000 | 159,842,000 | 160,694,000 | 157,671,000 |
| Total loans | 88,000,000 | 87,267,000 | 86,521,000 | 87,350,000 |
| Allowance for loan losses | 1,636,000 | 1,636,000 | 1,636,000 | 1,636,000 |
| Securities available for sale | 7,369,000 | 9,488,000 | 9,216,000 | 9,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,099,000 | 146,839,000 | 147,180,000 | 143,707,000 |
| Interest-bearing deposits | 101,344,000 | 99,310,000 | 97,416,000 | 93,093,000 |
| Noninterest-bearing deposits | 47,755,000 | 47,529,000 | 49,764,000 | 50,614,000 |
| Equity capital | 12,540,000 | 12,704,000 | 13,184,000 | 13,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,445,000 | 4,043,000 | 5,927,000 |
| Interest expense | 67,000 | 130,000 | 191,000 | 275,000 |
| Net interest income | 1,088,000 | 2,315,000 | 3,852,000 | 5,652,000 |
| Noninterest income | 160,000 | 310,000 | 469,000 | 598,000 |
| Noninterest expense | 912,000 | 1,860,000 | 2,808,000 | 3,775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 765,000 | 1,513,000 | 2,475,000 |
| Income tax | 87,000 | 191,000 | 300,000 | 574,000 |
| Net income | 249,000 | 574,000 | 1,213,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,668,000 | 12,993,000 | 13,633,000 | 14,187,000 |
| Total capital | 13,535,000 | 13,851,000 | 14,504,000 | 15,073,000 |
| Risk-weighted assets | 68,556,000 | 67,925,000 | 68,921,000 | 70,196,000 |