Call reports 2021
PEOPLES BANK — 2021
What PEOPLES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 144,050,000 | 144,643,000 | 150,084,000 | 154,399,000 |
| Total loans | 85,206,000 | 86,223,000 | 84,250,000 | 86,088,000 |
| Allowance for loan losses | 1,605,000 | 1,626,000 | 1,636,000 | 1,636,000 |
| Securities available for sale | 3,333,000 | 5,060,000 | 4,880,000 | 4,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,112,000 | 132,379,000 | 137,532,000 | 141,702,000 |
| Interest-bearing deposits | 93,702,000 | 95,577,000 | 96,289,000 | 97,777,000 |
| Noninterest-bearing deposits | 38,411,000 | 36,802,000 | 41,244,000 | 43,925,000 |
| Equity capital | 11,543,000 | 11,947,000 | 12,205,000 | 12,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,712,000 | 3,893,000 | 5,046,000 |
| Interest expense | 113,000 | 212,000 | 297,000 | 371,000 |
| Net interest income | 1,169,000 | 2,500,000 | 3,596,000 | 4,675,000 |
| Noninterest income | 224,000 | 394,000 | 585,000 | 822,000 |
| Noninterest expense | 867,000 | 1,750,000 | 2,643,000 | 3,496,000 |
| Provision for loan losses | 22,000 | 42,000 | 52,000 | 52,000 |
| Pretax income | 504,000 | 1,102,000 | 1,486,000 | 1,949,000 |
| Income tax | 82,000 | 273,000 | 407,000 | 510,000 |
| Net income | 422,000 | 829,000 | 1,079,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,513,000 | 11,920,000 | 12,170,000 | 12,419,000 |
| Total capital | 12,400,000 | 12,817,000 | 13,050,000 | 13,260,000 |
| Risk-weighted assets | 70,255,000 | 71,047,000 | 69,535,000 | 66,494,000 |