Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,717,000 | 130,670,000 | 131,627,000 | 135,361,000 |
| Total loans | 82,171,000 | 93,780,000 | 92,899,000 | 89,214,000 |
| Allowance for loan losses | 1,235,000 | 1,560,000 | 1,551,000 | 1,582,000 |
| Securities available for sale | 2,695,000 | 2,642,000 | 2,393,000 | 2,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,014,000 | 119,431,000 | 120,345,000 | 123,990,000 |
| Interest-bearing deposits | 79,156,000 | 85,579,000 | 83,174,000 | 88,228,000 |
| Noninterest-bearing deposits | 25,859,000 | 33,852,000 | 37,170,000 | 35,762,000 |
| Equity capital | 10,211,000 | 10,578,000 | 10,813,000 | 11,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 3,053,000 | 4,284,000 | 5,434,000 |
| Interest expense | 196,000 | 378,000 | 541,000 | 677,000 |
| Net interest income | 1,169,000 | 2,675,000 | 3,743,000 | 4,757,000 |
| Noninterest income | 181,000 | 328,000 | 516,000 | 885,000 |
| Noninterest expense | 870,000 | 1,761,000 | 2,674,000 | 3,544,000 |
| Provision for loan losses | 30,000 | 360,000 | 390,000 | 420,000 |
| Pretax income | 450,000 | 882,000 | 1,195,000 | 1,678,000 |
| Income tax | 105,000 | 201,000 | 274,000 | 348,000 |
| Net income | 345,000 | 681,000 | 921,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,216,000 | 10,552,000 | 10,793,000 | 11,091,000 |
| Total capital | 11,077,000 | 11,580,000 | 11,839,000 | 12,109,000 |
| Risk-weighted assets | 68,481,000 | 81,754,000 | 83,165,000 | 80,894,000 |