Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 97,986,000 | 96,425,000 | 103,089,000 | 111,373,000 |
| Total loans | 80,960,000 | 79,162,000 | 79,591,000 | 79,692,000 |
| Allowance for loan losses | 1,217,000 | 1,247,000 | 1,304,000 | 1,267,000 |
| Securities available for sale | 2,353,000 | 2,364,000 | 2,355,000 | 2,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,601,000 | 86,661,000 | 92,982,000 | 101,156,000 |
| Interest-bearing deposits | 67,187,000 | 66,457,000 | 72,057,000 | 75,563,000 |
| Noninterest-bearing deposits | 21,414,000 | 20,203,000 | 20,926,000 | 25,593,000 |
| Equity capital | 9,031,000 | 9,409,000 | 9,760,000 | 9,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,510,000 | 3,908,000 | 5,192,000 |
| Interest expense | 113,000 | 247,000 | 424,000 | 619,000 |
| Net interest income | 1,099,000 | 2,263,000 | 3,484,000 | 4,573,000 |
| Noninterest income | 157,000 | 337,000 | 500,000 | 677,000 |
| Noninterest expense | 838,000 | 1,691,000 | 2,580,000 | 3,494,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 388,000 | 849,000 | 1,314,000 | 1,636,000 |
| Income tax | 81,000 | 181,000 | 295,000 | 401,000 |
| Net income | 307,000 | 668,000 | 1,019,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,053,000 | 9,415,000 | 9,766,000 | 9,871,000 |
| Total capital | 9,922,000 | 10,272,000 | 10,623,000 | 10,692,000 |
| Risk-weighted assets | 69,153,000 | 68,189,000 | 68,154,000 | 65,225,000 |