Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,646,000 | 95,160,000 | 91,810,000 | 90,651,000 |
| Total loans | 67,924,000 | 72,548,000 | 74,386,000 | 74,656,000 |
| Allowance for loan losses | 1,103,000 | 1,134,000 | 1,192,000 | 1,220,000 |
| Securities available for sale | 2,366,000 | 2,350,000 | 2,343,000 | 2,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,455,000 | 86,524,000 | 82,766,000 | 81,706,000 |
| Interest-bearing deposits | 65,551,000 | 62,550,000 | 59,179,000 | 60,839,000 |
| Noninterest-bearing deposits | 19,904,000 | 23,974,000 | 23,587,000 | 20,868,000 |
| Equity capital | 7,967,000 | 8,282,000 | 8,566,000 | 8,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,192,000 | 3,330,000 | 4,490,000 |
| Interest expense | 64,000 | 134,000 | 205,000 | 297,000 |
| Net interest income | 1,007,000 | 2,058,000 | 3,125,000 | 4,193,000 |
| Noninterest income | 124,000 | 253,000 | 441,000 | 583,000 |
| Noninterest expense | 780,000 | 1,528,000 | 2,393,000 | 3,269,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 115,000 |
| Pretax income | 321,000 | 723,000 | 1,083,000 | 1,392,000 |
| Income tax | 65,000 | 148,000 | 225,000 | 309,000 |
| Net income | 256,000 | 575,000 | 858,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,009,000 | 8,329,000 | 8,610,000 | 8,747,000 |
| Total capital | 8,828,000 | 9,139,000 | 9,440,000 | 9,575,000 |
| Risk-weighted assets | 65,226,000 | 64,456,000 | 66,034,000 | 65,846,000 |