Call reports 2017
PEOPLES BANK — 2017
What PEOPLES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,029,000 | 89,355,000 | 90,797,000 | 90,063,000 |
| Total loans | 61,246,000 | 66,006,000 | 64,357,000 | 64,784,000 |
| Allowance for loan losses | 1,003,000 | 1,036,000 | 1,067,000 | 1,090,000 |
| Securities available for sale | 2,439,000 | 2,438,000 | 2,425,000 | 2,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,599,000 | 81,859,000 | 82,909,000 | 82,127,000 |
| Interest-bearing deposits | 61,718,000 | 62,037,000 | 61,537,000 | 61,894,000 |
| Noninterest-bearing deposits | 20,882,000 | 19,822,000 | 21,372,000 | 20,233,000 |
| Equity capital | 7,173,000 | 7,297,000 | 7,592,000 | 7,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,800,000 | 2,780,000 | 3,762,000 |
| Interest expense | 60,000 | 124,000 | 187,000 | 250,000 |
| Net interest income | 776,000 | 1,676,000 | 2,593,000 | 3,512,000 |
| Noninterest income | 203,000 | 363,000 | 602,000 | 594,000 |
| Noninterest expense | 731,000 | 1,586,000 | 2,284,000 | 3,006,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 27,000 |
| Pretax income | 218,000 | 393,000 | 821,000 | 1,073,000 |
| Income tax | 64,000 | 122,000 | 258,000 | 356,000 |
| Net income | 154,000 | 271,000 | 563,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,190,000 | 7,258,000 | 7,545,000 | 7,707,000 |
| Total capital | 7,964,000 | 8,065,000 | 8,370,000 | 8,492,000 |
| Risk-weighted assets | 61,662,000 | 64,325,000 | 65,736,000 | 62,479,000 |