Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,815,000 | 77,495,000 | 80,485,000 | 82,578,000 |
| Total loans | 55,043,000 | 55,336,000 | 56,362,000 | 59,370,000 |
| Allowance for loan losses | 907,000 | 938,000 | 950,000 | 980,000 |
| Securities available for sale | 1,532,000 | 2,514,000 | 2,498,000 | 2,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,609,000 | 71,144,000 | 73,973,000 | 75,334,000 |
| Interest-bearing deposits | 49,082,000 | 48,662,000 | 54,808,000 | 59,193,000 |
| Noninterest-bearing deposits | 16,527,000 | 22,482,000 | 19,165,000 | 16,141,000 |
| Equity capital | 6,036,000 | 6,172,000 | 6,293,000 | 6,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,545,000 | 2,353,000 | 3,162,000 |
| Interest expense | 49,000 | 99,000 | 153,000 | 209,000 |
| Net interest income | 699,000 | 1,446,000 | 2,200,000 | 2,953,000 |
| Noninterest income | 201,000 | 361,000 | 532,000 | 707,000 |
| Noninterest expense | 682,000 | 1,359,000 | 2,104,000 | 2,938,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 90,000 |
| Pretax income | 188,000 | 388,000 | 568,000 | 632,000 |
| Income tax | 62,000 | 128,000 | 187,000 | 206,000 |
| Net income | 126,000 | 260,000 | 381,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,035,000 | 6,169,000 | 6,290,000 | 6,995,000 |
| Total capital | 6,738,000 | 6,868,000 | 6,998,000 | 7,748,000 |
| Risk-weighted assets | 56,064,000 | 55,648,000 | 56,410,000 | 60,026,000 |