Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,144,000 | 71,395,000 | 66,649,000 | 72,387,000 |
| Total loans | 49,608,000 | 55,801,000 | 54,000,000 | 55,991,000 |
| Allowance for loan losses | 716,000 | 809,000 | 844,000 | 874,000 |
| Securities available for sale | 2,394,000 | 2,352,000 | 2,321,000 | 1,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,392,000 | 65,500,000 | 60,619,000 | 66,289,000 |
| Interest-bearing deposits | 48,879,000 | 50,115,000 | 46,897,000 | 48,790,000 |
| Noninterest-bearing deposits | 16,513,000 | 15,385,000 | 13,722,000 | 17,499,000 |
| Equity capital | 5,520,000 | 5,695,000 | 5,808,000 | 5,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,424,000 | 2,182,000 | 2,947,000 |
| Interest expense | 49,000 | 100,000 | 151,000 | 199,000 |
| Net interest income | 609,000 | 1,324,000 | 2,031,000 | 2,748,000 |
| Noninterest income | 217,000 | 540,000 | 743,000 | 898,000 |
| Noninterest expense | 670,000 | 1,322,000 | 2,043,000 | 2,747,000 |
| Provision for loan losses | 45,000 | 159,000 | 189,000 | 219,000 |
| Pretax income | 111,000 | 383,000 | 542,000 | 680,000 |
| Income tax | 36,000 | 126,000 | 178,000 | 214,000 |
| Net income | 75,000 | 257,000 | 364,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,272,000 | 5,590,000 | 5,752,000 | 5,909,000 |
| Total capital | 5,931,000 | 6,314,000 | 6,457,000 | 6,625,000 |
| Risk-weighted assets | 52,701,000 | 57,868,000 | 56,291,000 | 57,156,000 |