Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,919,000 | 48,711,000 | 49,878,000 | 50,487,000 |
| Total loans | 37,230,000 | 33,877,000 | 34,092,000 | 33,795,000 |
| Allowance for loan losses | 708,000 | 660,000 | 654,000 | 556,000 |
| Securities available for sale | 2,466,000 | 2,403,000 | 2,333,000 | 2,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,675,000 | 43,317,000 | 44,397,000 | 45,046,000 |
| Interest-bearing deposits | 32,317,000 | 33,670,000 | 34,588,000 | 33,182,000 |
| Noninterest-bearing deposits | 11,358,000 | 9,647,000 | 9,809,000 | 11,864,000 |
| Equity capital | 5,039,000 | 5,125,000 | 5,159,000 | 5,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,102,000 | 1,640,000 | 2,219,000 |
| Interest expense | 32,000 | 64,000 | 98,000 | 131,000 |
| Net interest income | 538,000 | 1,038,000 | 1,542,000 | 2,088,000 |
| Noninterest income | 233,000 | 903,000 | 1,171,000 | 1,244,000 |
| Noninterest expense | 646,000 | 1,263,000 | 1,917,000 | 2,543,000 |
| Provision for loan losses | 60,000 | 470,000 | 530,000 | 439,000 |
| Pretax income | 65,000 | 208,000 | 266,000 | 350,000 |
| Income tax | 19,000 | 71,000 | 91,000 | 118,000 |
| Net income | 46,000 | 137,000 | 175,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,515,000 | 4,673,000 | 4,690,000 | 4,864,000 |
| Total capital | 4,979,000 | 5,109,000 | 5,127,000 | 5,297,000 |
| Risk-weighted assets | 36,902,000 | 34,647,000 | 34,705,000 | 34,538,000 |