Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,615,000 | 50,331,000 | 49,558,000 | 50,015,000 |
| Total loans | 31,335,000 | 31,653,000 | 31,594,000 | 32,847,000 |
| Allowance for loan losses | 815,000 | 554,000 | 614,000 | 674,000 |
| Securities available for sale | 3,252,000 | 2,268,000 | 2,549,000 | 2,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,472,000 | 45,145,000 | 44,367,000 | 44,738,000 |
| Interest-bearing deposits | 32,316,000 | 33,018,000 | 31,148,000 | 31,852,000 |
| Noninterest-bearing deposits | 13,156,000 | 12,127,000 | 13,219,000 | 12,886,000 |
| Equity capital | 4,949,000 | 5,012,000 | 5,010,000 | 4,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,039,000 | 1,536,000 | 2,030,000 |
| Interest expense | 53,000 | 94,000 | 133,000 | 168,000 |
| Net interest income | 489,000 | 945,000 | 1,403,000 | 1,862,000 |
| Noninterest income | 114,000 | 420,000 | 581,000 | 783,000 |
| Noninterest expense | 524,000 | 1,149,000 | 1,708,000 | 2,338,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 19,000 | 96,000 | 96,000 | 67,000 |
| Income tax | 7,000 | 33,000 | 33,000 | 22,000 |
| Net income | 12,000 | 63,000 | 63,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,342,000 | 4,567,000 | 4,441,000 | 4,488,000 |
| Total capital | 4,757,000 | 4,980,000 | 4,848,000 | 4,898,000 |
| Risk-weighted assets | 32,806,000 | 32,924,000 | 32,329,000 | 32,567,000 |