Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,982,000 | 54,856,000 | 53,244,000 | 53,139,000 |
| Total loans | 33,992,000 | 32,918,000 | 31,226,000 | 28,770,000 |
| Allowance for loan losses | 719,000 | 712,000 | 663,000 | 770,000 |
| Securities available for sale | 6,520,000 | 6,004,000 | 3,795,000 | 4,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,336,000 | 49,113,000 | 47,592,000 | 47,946,000 |
| Interest-bearing deposits | 35,921,000 | 35,653,000 | 34,125,000 | 36,264,000 |
| Noninterest-bearing deposits | 15,415,000 | 13,460,000 | 13,467,000 | 11,682,000 |
| Equity capital | 5,383,000 | 5,456,000 | 5,408,000 | 4,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,154,000 | 1,687,000 | 2,168,000 |
| Interest expense | 105,000 | 188,000 | 264,000 | 332,000 |
| Net interest income | 458,000 | 966,000 | 1,423,000 | 1,836,000 |
| Noninterest income | 128,000 | 266,000 | 297,000 | 328,000 |
| Noninterest expense | 523,000 | 1,083,000 | 1,596,000 | 2,242,000 |
| Provision for loan losses | 15,000 | 55,000 | 100,000 | 631,000 |
| Pretax income | 48,000 | 159,000 | 89,000 | -632,000 |
| Income tax | 12,000 | 51,000 | 24,000 | -249,000 |
| Net income | 36,000 | 108,000 | 65,000 | -383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,063,000 | 5,179,000 | 5,205,000 | 4,366,000 |
| Total capital | 5,525,000 | 5,640,000 | 5,634,000 | 4,759,000 |
| Risk-weighted assets | 36,741,000 | 36,660,000 | 34,112,000 | 31,080,000 |