Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,443,000 | 58,534,000 | 62,506,000 | 55,823,000 |
| Total loans | 42,328,000 | 41,188,000 | 38,086,000 | 35,067,000 |
| Allowance for loan losses | 899,000 | 1,422,000 | 1,363,000 | 704,000 |
| Securities available for sale | 5,362,000 | 6,806,000 | 7,474,000 | 6,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,880,000 | 52,406,000 | 56,687,000 | 50,128,000 |
| Interest-bearing deposits | 46,344,000 | 44,515,000 | 48,513,000 | 43,632,000 |
| Noninterest-bearing deposits | 6,536,000 | 7,891,000 | 8,174,000 | 6,496,000 |
| Equity capital | 6,205,000 | 5,809,000 | 5,479,000 | 5,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,262,000 | 1,926,000 | 2,547,000 |
| Interest expense | 190,000 | 368,000 | 545,000 | 691,000 |
| Net interest income | 496,000 | 894,000 | 1,381,000 | 1,856,000 |
| Noninterest income | 137,000 | 275,000 | 430,000 | 575,000 |
| Noninterest expense | 531,000 | 1,158,000 | 1,736,000 | 2,368,000 |
| Provision for loan losses | 134,000 | 695,000 | 1,244,000 | 1,381,000 |
| Pretax income | -8,000 | -660,000 | -1,145,000 | -1,294,000 |
| Income tax | -4,000 | -228,000 | -395,000 | -448,000 |
| Net income | -4,000 | -432,000 | -750,000 | -846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,170,000 | 5,742,000 | 5,424,000 | 5,328,000 |
| Total capital | 6,719,000 | 6,282,000 | 5,936,000 | 5,809,000 |
| Risk-weighted assets | 43,588,000 | 42,283,000 | 40,085,000 | 38,285,000 |