Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,868,000 | 59,873,000 | 60,298,000 | 58,731,000 |
| Total loans | 47,979,000 | 44,924,000 | 43,578,000 | 46,061,000 |
| Allowance for loan losses | 846,000 | 803,000 | 818,000 | 941,000 |
| Securities available for sale | 7,603,000 | 7,146,000 | 7,241,000 | 6,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,325,000 | 53,139,000 | 53,219,000 | 51,742,000 |
| Interest-bearing deposits | 47,399,000 | 45,947,000 | 44,909,000 | 43,593,000 |
| Noninterest-bearing deposits | 6,926,000 | 7,192,000 | 8,310,000 | 8,149,000 |
| Equity capital | 5,811,000 | 6,033,000 | 6,325,000 | 6,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,335,000 | 3,476,000 | 4,605,000 |
| Interest expense | 340,000 | 677,000 | 1,011,000 | 1,354,000 |
| Net interest income | 837,000 | 1,658,000 | 2,465,000 | 3,251,000 |
| Noninterest income | 125,000 | 330,000 | 459,000 | 612,000 |
| Noninterest expense | 545,000 | 1,172,000 | 1,753,000 | 2,558,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 174,000 |
| Pretax income | 402,000 | 786,000 | 1,126,000 | 1,131,000 |
| Income tax | 137,000 | 266,000 | 381,000 | 370,000 |
| Net income | 265,000 | 520,000 | 745,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,882,000 | 6,137,000 | 6,362,000 | 6,188,000 |
| Total capital | 6,517,000 | 6,739,000 | 6,952,000 | 6,791,000 |
| Risk-weighted assets | 50,608,000 | 47,941,000 | 46,964,000 | 47,880,000 |
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