Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,272,000 | 66,578,000 | 66,723,000 | 70,329,000 |
| Total loans | 48,860,000 | 49,753,000 | 47,065,000 | 46,284,000 |
| Allowance for loan losses | 768,000 | 770,000 | 749,000 | 719,000 |
| Securities available for sale | 4,162,000 | 6,145,000 | 5,943,000 | 9,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,647,000 | 59,800,000 | 59,884,000 | 63,615,000 |
| Interest-bearing deposits | 51,821,000 | 53,333,000 | 52,774,000 | 56,907,000 |
| Noninterest-bearing deposits | 5,826,000 | 6,467,000 | 7,110,000 | 6,708,000 |
| Equity capital | 4,942,000 | 5,050,000 | 5,081,000 | 4,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,755,000 | 2,626,000 | 3,474,000 |
| Interest expense | 321,000 | 644,000 | 936,000 | 1,199,000 |
| Net interest income | 548,000 | 1,111,000 | 1,690,000 | 2,275,000 |
| Noninterest income | 127,000 | 251,000 | 392,000 | 539,000 |
| Noninterest expense | 507,000 | 1,044,000 | 1,600,000 | 2,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 117,000 |
| Pretax income | 168,000 | 318,000 | 486,000 | 509,000 |
| Income tax | 57,000 | 107,000 | 164,000 | 143,000 |
| Net income | 111,000 | 211,000 | 322,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,932,000 | 5,032,000 | 5,143,000 | 5,032,000 |
| Total capital | 5,567,000 | 5,686,000 | 5,770,000 | 5,662,000 |
| Risk-weighted assets | 50,647,000 | 52,206,000 | 50,071,000 | 50,301,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.