Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 132,695,000 | 134,490,000 | 135,577,000 | 148,711,000 |
| Total loans | 59,214,000 | 60,436,000 | 61,676,000 | 66,245,000 |
| Allowance for loan losses | 397,000 | 419,000 | 472,000 | 524,000 |
| Securities available for sale | 55,957,000 | 57,536,000 | 55,621,000 | 53,748,000 |
| Securities held to maturity | 2,843,000 | 2,507,000 | 2,507,000 | 2,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,496,000 | 101,701,000 | 100,373,000 | 112,787,000 |
| Interest-bearing deposits | 88,980,000 | 86,997,000 | 86,032,000 | 95,242,000 |
| Noninterest-bearing deposits | 15,516,000 | 14,704,000 | 14,341,000 | 17,545,000 |
| Equity capital | 11,683,000 | 12,114,000 | 12,697,000 | 13,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,541,000 | 3,893,000 | 5,286,000 |
| Interest expense | 644,000 | 1,296,000 | 1,960,000 | 2,623,000 |
| Net interest income | 605,000 | 1,245,000 | 1,933,000 | 2,663,000 |
| Noninterest income | 91,000 | 226,000 | 350,000 | 509,000 |
| Noninterest expense | 497,000 | 973,000 | 1,471,000 | 1,994,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 150,000 |
| Pretax income | 174,000 | 460,000 | 724,000 | 1,040,000 |
| Income tax | 28,000 | 72,000 | 109,000 | 168,000 |
| Net income | 146,000 | 388,000 | 615,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,404,000 | 15,346,000 | 15,372,000 | 15,630,000 |