Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 131,229,000 | 130,726,000 | 132,777,000 | 135,060,000 |
| Total loans | 52,457,000 | 55,212,000 | 57,441,000 | 60,726,000 |
| Allowance for loan losses | 421,000 | 422,000 | 423,000 | 441,000 |
| Securities available for sale | 59,033,000 | 56,112,000 | 56,684,000 | 58,209,000 |
| Securities held to maturity | 3,267,000 | 2,944,000 | 2,944,000 | 2,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,602,000 | 102,498,000 | 102,116,000 | 107,030,000 |
| Interest-bearing deposits | 87,514,000 | 87,582,000 | 87,545,000 | 89,699,000 |
| Noninterest-bearing deposits | 16,088,000 | 14,916,000 | 14,571,000 | 17,331,000 |
| Equity capital | 10,131,000 | 10,334,000 | 11,689,000 | 11,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,191,000 | 3,333,000 | 4,577,000 |
| Interest expense | 688,000 | 1,349,000 | 2,018,000 | 2,662,000 |
| Net interest income | 399,000 | 842,000 | 1,315,000 | 1,915,000 |
| Noninterest income | 140,000 | 276,000 | 379,000 | 502,000 |
| Noninterest expense | 456,000 | 929,000 | 1,416,000 | 1,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 83,000 | 189,000 | 278,000 | 536,000 |
| Income tax | -10,000 | -10,000 | -5,000 | 43,000 |
| Net income | 93,000 | 199,000 | 283,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,858,000 | 14,965,000 | 15,049,000 | 15,258,000 |