Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 133,812,000 | 129,252,000 | 132,338,000 | 138,015,000 |
| Total loans | 47,487,000 | 48,138,000 | 51,792,000 | 58,018,000 |
| Allowance for loan losses | 411,000 | 406,000 | 414,000 | 419,000 |
| Securities available for sale | 65,043,000 | 62,249,000 | 59,809,000 | 61,104,000 |
| Securities held to maturity | 3,705,000 | 3,400,000 | 3,400,000 | 3,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,215,000 | 103,159,000 | 100,796,000 | 104,638,000 |
| Interest-bearing deposits | 88,224,000 | 86,051,000 | 84,276,000 | 85,035,000 |
| Noninterest-bearing deposits | 19,991,000 | 17,108,000 | 16,520,000 | 19,603,000 |
| Equity capital | 9,570,000 | 9,147,000 | 8,311,000 | 10,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,967,000 | 3,019,000 | 4,116,000 |
| Interest expense | 545,000 | 1,138,000 | 1,798,000 | 2,497,000 |
| Net interest income | 425,000 | 829,000 | 1,221,000 | 1,619,000 |
| Noninterest income | 125,000 | 267,000 | 389,000 | 578,000 |
| Noninterest expense | 497,000 | 959,000 | 1,468,000 | 1,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 137,000 | 142,000 | 297,000 |
| Income tax | -42,000 | -48,000 | -78,000 | -73,000 |
| Net income | 95,000 | 185,000 | 220,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,490,000 | 14,580,000 | 14,615,000 | 14,765,000 |