Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 138,712,000 | 135,265,000 | 133,242,000 | 138,146,000 |
| Total loans | 43,423,000 | 42,359,000 | 43,536,000 | 49,376,000 |
| Allowance for loan losses | 423,000 | 411,000 | 472,000 | 410,000 |
| Securities available for sale | 69,307,000 | 71,498,000 | 66,800,000 | 66,640,000 |
| Securities held to maturity | 4,057,000 | 3,834,000 | 3,834,000 | 3,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,528,000 | 108,783,000 | 108,368,000 | 104,934,000 |
| Interest-bearing deposits | 89,888,000 | 89,302,000 | 87,209,000 | 85,300,000 |
| Noninterest-bearing deposits | 18,640,000 | 19,481,000 | 21,158,000 | 19,634,000 |
| Equity capital | 10,707,000 | 9,306,000 | 7,587,000 | 8,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,555,000 | 2,428,000 | 3,369,000 |
| Interest expense | 160,000 | 327,000 | 563,000 | 966,000 |
| Net interest income | 596,000 | 1,228,000 | 1,865,000 | 2,403,000 |
| Noninterest income | 106,000 | 515,000 | 630,000 | 759,000 |
| Noninterest expense | 448,000 | 1,017,000 | 1,487,000 | 1,968,000 |
| Provision for loan losses | 0 | 100,000 | 125,000 | 125,000 |
| Pretax income | 254,000 | 626,000 | 883,000 | 1,099,000 |
| Income tax | 40,000 | 105,000 | 143,000 | 175,000 |
| Net income | 214,000 | 521,000 | 740,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,685,000 | 13,991,000 | 14,211,000 | 14,395,000 |