Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,390,000 | 132,606,000 | 131,207,000 | 138,469,000 |
| Total loans | 41,031,000 | 39,994,000 | 36,878,000 | 43,453,000 |
| Allowance for loan losses | 452,000 | 466,000 | 410,000 | 413,000 |
| Securities available for sale | 54,878,000 | 61,063,000 | 65,336,000 | 70,061,000 |
| Securities held to maturity | 2,953,000 | 2,732,000 | 4,182,000 | 4,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,028,000 | 99,272,000 | 98,413,000 | 105,605,000 |
| Interest-bearing deposits | 81,395,000 | 82,689,000 | 82,168,000 | 88,042,000 |
| Noninterest-bearing deposits | 16,633,000 | 16,583,000 | 16,246,000 | 17,563,000 |
| Equity capital | 12,946,000 | 13,235,000 | 13,346,000 | 13,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,424,000 | 2,062,000 | 2,757,000 |
| Interest expense | 167,000 | 329,000 | 491,000 | 655,000 |
| Net interest income | 535,000 | 1,095,000 | 1,571,000 | 2,102,000 |
| Noninterest income | 99,000 | 211,000 | 352,000 | 505,000 |
| Noninterest expense | 427,000 | 807,000 | 1,276,000 | 1,687,000 |
| Provision for loan losses | 0 | 0 | -30,000 | -30,000 |
| Pretax income | 207,000 | 509,000 | 687,000 | 1,003,000 |
| Income tax | -17,000 | 32,000 | 29,000 | 75,000 |
| Net income | 224,000 | 477,000 | 658,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,768,000 | 13,020,000 | 13,202,000 | 13,471,000 |