Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,713,000 | 110,158,000 | 113,793,000 | 124,171,000 |
| Total loans | 39,071,000 | 42,790,000 | 42,376,000 | 38,827,000 |
| Allowance for loan losses | 446,000 | 392,000 | 392,000 | 442,000 |
| Securities available for sale | 35,830,000 | 42,372,000 | 48,009,000 | 53,559,000 |
| Securities held to maturity | 3,297,000 | 3,078,000 | 3,078,000 | 2,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,209,000 | 81,020,000 | 82,635,000 | 91,222,000 |
| Interest-bearing deposits | 66,850,000 | 59,679,000 | 69,274,000 | 77,296,000 |
| Noninterest-bearing deposits | 11,359,000 | 21,341,000 | 13,361,000 | 13,927,000 |
| Equity capital | 12,132,000 | 12,764,000 | 12,942,000 | 13,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,577,000 | 2,353,000 | 3,142,000 |
| Interest expense | 194,000 | 376,000 | 553,000 | 732,000 |
| Net interest income | 601,000 | 1,201,000 | 1,800,000 | 2,410,000 |
| Noninterest income | 107,000 | 212,000 | 303,000 | 438,000 |
| Noninterest expense | 390,000 | 811,000 | 1,234,000 | 1,662,000 |
| Provision for loan losses | 25,000 | 30,000 | 30,000 | 175,000 |
| Pretax income | 299,000 | 594,000 | 887,000 | 1,075,000 |
| Income tax | 47,000 | 93,000 | 137,000 | 151,000 |
| Net income | 252,000 | 501,000 | 750,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,872,000 | 12,121,000 | 12,369,000 | 12,543,000 |