Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 98,590,000 | 97,328,000 | 95,129,000 | 97,174,000 |
| Total loans | 37,959,000 | 37,465,000 | 38,164,000 | 41,431,000 |
| Allowance for loan losses | 324,000 | 326,000 | 300,000 | 426,000 |
| Securities available for sale | 37,889,000 | 37,195,000 | 34,792,000 | 33,223,000 |
| Securities held to maturity | 3,686,000 | 3,557,000 | 3,557,000 | 3,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,070,000 | 77,507,000 | 76,373,000 | 79,315,000 |
| Interest-bearing deposits | 66,607,000 | 66,383,000 | 64,755,000 | 66,737,000 |
| Noninterest-bearing deposits | 11,463,000 | 11,124,000 | 11,618,000 | 12,578,000 |
| Equity capital | 11,559,000 | 11,852,000 | 11,964,000 | 12,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,601,000 | 2,406,000 | 3,214,000 |
| Interest expense | 233,000 | 461,000 | 678,000 | 884,000 |
| Net interest income | 559,000 | 1,140,000 | 1,728,000 | 2,330,000 |
| Noninterest income | 119,000 | 235,000 | 341,000 | 453,000 |
| Noninterest expense | 391,000 | 793,000 | 1,184,000 | 1,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 283,000 | 568,000 | 877,000 | 1,164,000 |
| Income tax | 38,000 | 79,000 | 124,000 | 167,000 |
| Net income | 245,000 | 489,000 | 753,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,618,000 | 11,662,000 | 11,726,000 | 11,820,000 |
| Total capital | 11,942,000 | 11,988,000 | 12,026,000 | 12,246,000 |
| Risk-weighted assets | 50,453,000 | 49,348,000 | 48,233,000 | 52,355,000 |