Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 99,367,000 | 99,767,000 | 96,044,000 | 102,815,000 |
| Total loans | 36,486,000 | 34,357,000 | 35,959,000 | 39,303,000 |
| Allowance for loan losses | 333,000 | 295,000 | 312,000 | 327,000 |
| Securities available for sale | 44,450,000 | 41,242,000 | 38,856,000 | 38,093,000 |
| Securities held to maturity | 3,982,000 | 3,954,000 | 3,954,000 | 3,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,293,000 | 79,822,000 | 76,233,000 | 82,815,000 |
| Interest-bearing deposits | 66,533,000 | 67,936,000 | 64,880,000 | 67,352,000 |
| Noninterest-bearing deposits | 12,760,000 | 11,885,000 | 11,353,000 | 15,463,000 |
| Equity capital | 11,154,000 | 10,977,000 | 11,124,000 | 11,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,501,000 | 2,262,000 | 3,037,000 |
| Interest expense | 188,000 | 388,000 | 591,000 | 814,000 |
| Net interest income | 549,000 | 1,113,000 | 1,671,000 | 2,223,000 |
| Noninterest income | 107,000 | 215,000 | 317,000 | 414,000 |
| Noninterest expense | 375,000 | 769,000 | 1,097,000 | 1,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 553,000 | 860,000 | 1,087,000 |
| Income tax | 49,000 | 62,000 | 101,000 | 131,000 |
| Net income | 231,000 | 491,000 | 759,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,598,000 | 11,458,000 | 11,726,000 | 11,623,000 |
| Total capital | 11,931,000 | 11,753,000 | 12,038,000 | 11,950,000 |
| Risk-weighted assets | 50,196,000 | 47,631,000 | 48,391,000 | 51,644,000 |