Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 101,474,000 | 99,253,000 | 98,062,000 | 99,984,000 |
| Total loans | 34,575,000 | 34,349,000 | 36,842,000 | 38,241,000 |
| Allowance for loan losses | 430,000 | 430,000 | 432,000 | 337,000 |
| Securities available for sale | 48,561,000 | 46,670,000 | 44,096,000 | 45,683,000 |
| Securities held to maturity | 2,632,000 | 2,604,000 | 2,604,000 | 2,482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,406,000 | 75,937,000 | 76,201,000 | 79,865,000 |
| Interest-bearing deposits | 67,177,000 | 64,744,000 | 65,132,000 | 66,800,000 |
| Noninterest-bearing deposits | 11,229,000 | 11,193,000 | 11,069,000 | 13,066,000 |
| Equity capital | 11,540,000 | 11,795,000 | 11,837,000 | 11,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,413,000 | 2,136,000 | 2,875,000 |
| Interest expense | 183,000 | 364,000 | 546,000 | 729,000 |
| Net interest income | 520,000 | 1,049,000 | 1,590,000 | 2,146,000 |
| Noninterest income | 103,000 | 205,000 | 300,000 | 426,000 |
| Noninterest expense | 382,000 | 763,000 | 1,114,000 | 1,525,000 |
| Provision for loan losses | -40,000 | -60,000 | -60,000 | -150,000 |
| Pretax income | 285,000 | 556,000 | 825,000 | 1,186,000 |
| Income tax | 23,000 | 24,000 | 33,000 | 299,000 |
| Net income | 262,000 | 532,000 | 792,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,542,000 | 11,611,000 | 11,671,000 | 11,567,000 |
| Total capital | 11,972,000 | 12,041,000 | 12,103,000 | 11,904,000 |
| Risk-weighted assets | 49,241,000 | 48,527,000 | 49,806,000 | 51,051,000 |