Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 105,791,000 | 105,520,000 | 98,196,000 | 101,976,000 |
| Total loans | 35,255,000 | 34,795,000 | 34,703,000 | 36,002,000 |
| Allowance for loan losses | 484,000 | 463,000 | 470,000 | 470,000 |
| Securities available for sale | 52,338,000 | 51,435,000 | 46,041,000 | 48,493,000 |
| Securities held to maturity | 2,933,000 | 2,902,000 | 2,890,000 | 2,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,586,000 | 81,854,000 | 75,283,000 | 78,594,000 |
| Interest-bearing deposits | 70,098,000 | 70,453,000 | 63,789,000 | 64,381,000 |
| Noninterest-bearing deposits | 11,488,000 | 11,401,000 | 11,494,000 | 14,213,000 |
| Equity capital | 11,691,000 | 12,031,000 | 11,893,000 | 11,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,447,000 | 2,133,000 | 2,840,000 |
| Interest expense | 153,000 | 303,000 | 453,000 | 607,000 |
| Net interest income | 571,000 | 1,144,000 | 1,680,000 | 2,233,000 |
| Noninterest income | 123,000 | 237,000 | 342,000 | 455,000 |
| Noninterest expense | 416,000 | 835,000 | 1,220,000 | 1,629,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 278,000 | 564,000 | 838,000 | 1,095,000 |
| Income tax | 0 | 4,000 | 55,000 | 18,000 |
| Net income | 278,000 | 560,000 | 783,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,231,000 | 11,363,000 | 11,386,000 | 11,480,000 |
| Total capital | 11,715,000 | 11,826,000 | 11,856,000 | 11,950,000 |
| Risk-weighted assets | 51,485,000 | 50,845,000 | 48,820,000 | 50,304,000 |