Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 99,710,000 | 98,466,000 | 99,099,000 | 106,359,000 |
| Total loans | 32,378,000 | 30,518,000 | 32,739,000 | 37,633,000 |
| Allowance for loan losses | 486,000 | 461,000 | 485,000 | 438,000 |
| Securities available for sale | 52,114,000 | 51,054,000 | 51,447,000 | 51,447,000 |
| Securities held to maturity | 1,778,000 | 3,178,000 | 3,178,000 | 2,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,936,000 | 75,740,000 | 76,153,000 | 83,208,000 |
| Interest-bearing deposits | 65,690,000 | 65,410,000 | 66,249,000 | 70,174,000 |
| Noninterest-bearing deposits | 11,247,000 | 10,330,000 | 9,904,000 | 13,033,000 |
| Equity capital | 11,147,000 | 10,956,000 | 11,186,000 | 11,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,361,000 | 2,041,000 | 2,758,000 |
| Interest expense | 157,000 | 307,000 | 458,000 | 612,000 |
| Net interest income | 526,000 | 1,054,000 | 1,583,000 | 2,146,000 |
| Noninterest income | 131,000 | 287,000 | 463,000 | 698,000 |
| Noninterest expense | 401,000 | 787,000 | 1,191,000 | 1,607,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 0 |
| Pretax income | 266,000 | 548,000 | 849,000 | 1,280,000 |
| Income tax | 18,000 | 51,000 | 84,000 | 211,000 |
| Net income | 248,000 | 497,000 | 765,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,631,000 | 10,731,000 | 10,798,000 | 11,103,000 |
| Total capital | 11,117,000 | 11,192,000 | 11,284,000 | 11,541,000 |
| Risk-weighted assets | 46,377,000 | 44,813,000 | 48,448,000 | 52,470,000 |