Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,407,000 | 95,529,000 | 95,386,000 | 98,455,000 |
| Total loans | 33,489,000 | 32,420,000 | 32,405,000 | 37,958,000 |
| Allowance for loan losses | 580,000 | 581,000 | 543,000 | 534,000 |
| Securities available for sale | 39,556,000 | 42,687,000 | 48,582,000 | 48,849,000 |
| Securities held to maturity | 2,248,000 | 2,418,000 | 2,201,000 | 2,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,143,000 | 76,121,000 | 78,528,000 | 80,932,000 |
| Interest-bearing deposits | 67,896,000 | 67,034,000 | 68,910,000 | 68,919,000 |
| Noninterest-bearing deposits | 10,247,000 | 9,087,000 | 9,618,000 | 12,013,000 |
| Equity capital | 10,531,000 | 9,900,000 | 10,196,000 | 10,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,338,000 | 2,111,000 | 2,810,000 |
| Interest expense | 157,000 | 305,000 | 453,000 | 600,000 |
| Net interest income | 521,000 | 1,033,000 | 1,658,000 | 2,210,000 |
| Noninterest income | 124,000 | 253,000 | 379,000 | 541,000 |
| Noninterest expense | 396,000 | 758,000 | 1,158,000 | 1,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 590,000 | 941,000 | 1,289,000 |
| Income tax | 34,000 | 89,000 | 156,000 | 224,000 |
| Net income | 232,000 | 501,000 | 785,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,787,000 | 9,903,000 | 10,039,000 | 10,218,000 |
| Total capital | 10,367,000 | 10,484,000 | 10,582,000 | 10,752,000 |
| Risk-weighted assets | 46,002,000 | 45,998,000 | 47,151,000 | 51,645,000 |