Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,448,000 | 77,161,000 | 76,009,000 | 81,043,000 |
| Total loans | 37,033,000 | 36,082,000 | 36,477,000 | 39,358,000 |
| Allowance for loan losses | 490,000 | 436,000 | 437,000 | 581,000 |
| Securities available for sale | 27,793,000 | 31,374,000 | 31,329,000 | 34,068,000 |
| Securities held to maturity | 1,162,000 | 1,162,000 | 1,162,000 | 1,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,848,000 | 59,092,000 | 59,977,000 | 61,628,000 |
| Interest-bearing deposits | 52,006,000 | 51,924,000 | 52,891,000 | 52,309,000 |
| Noninterest-bearing deposits | 6,842,000 | 7,168,000 | 7,086,000 | 9,319,000 |
| Equity capital | 9,860,000 | 10,121,000 | 9,725,000 | 9,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,595,000 | 2,435,000 | 3,254,000 |
| Interest expense | 232,000 | 459,000 | 654,000 | 844,000 |
| Net interest income | 569,000 | 1,136,000 | 1,781,000 | 2,410,000 |
| Noninterest income | 93,000 | 218,000 | 330,000 | 493,000 |
| Noninterest expense | 389,000 | 756,000 | 1,107,000 | 1,473,000 |
| Provision for loan losses | 40,000 | 175,000 | 325,000 | 465,000 |
| Pretax income | 233,000 | 438,000 | 694,000 | 1,051,000 |
| Income tax | 9,000 | 18,000 | 48,000 | 110,000 |
| Net income | 224,000 | 420,000 | 646,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,315,000 | 9,512,000 | 8,937,000 | 9,232,000 |
| Total capital | 9,805,000 | 9,948,000 | 9,374,000 | 9,813,000 |
| Risk-weighted assets | 46,890,000 | 46,897,000 | 47,022,000 | 50,580,000 |