Call reports 2025
DANVILLE STATE SAVINGS BANK — 2025
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 174,057,000 | 177,158,000 | 175,857,000 | 177,878,000 |
| Total loans | 103,760,000 | 106,602,000 | 107,795,000 | 107,296,000 |
| Allowance for loan losses | 1,158,000 | 1,226,000 | 1,247,000 | 1,377,000 |
| Securities available for sale | 22,501,000 | 23,311,000 | 23,887,000 | 24,526,000 |
| Securities held to maturity | 34,930,000 | 30,346,000 | 31,793,000 | 32,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,511,000 | 154,110,000 | 152,104,000 | 153,907,000 |
| Interest-bearing deposits | 126,916,000 | 131,721,000 | 129,504,000 | 130,727,000 |
| Noninterest-bearing deposits | 24,595,000 | 22,389,000 | 22,600,000 | 23,180,000 |
| Equity capital | 21,643,000 | 22,091,000 | 22,708,000 | 23,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,569,000 | 5,503,000 | 7,456,000 |
| Interest expense | 686,000 | 1,393,000 | 2,134,000 | 2,869,000 |
| Net interest income | 1,063,000 | 2,176,000 | 3,369,000 | 4,587,000 |
| Noninterest income | 684,000 | 1,282,000 | 2,021,000 | 2,651,000 |
| Noninterest expense | 1,426,000 | 2,750,000 | 4,186,000 | 5,642,000 |
| Provision for loan losses | 58,000 | 137,000 | 197,000 | 337,000 |
| Pretax income | 268,000 | 595,000 | 1,031,000 | 1,283,000 |
| Income tax | 11,000 | 24,000 | 36,000 | 56,000 |
| Net income | 257,000 | 571,000 | 995,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,739,000 | 22,088,000 | 22,545,000 | 22,812,000 |