Call reports 2024
DANVILLE STATE SAVINGS BANK — 2024
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 171,877,000 | 171,875,000 | 172,272,000 | 176,025,000 |
| Total loans | 103,320,000 | 102,446,000 | 103,257,000 | 104,264,000 |
| Allowance for loan losses | 1,057,000 | 1,040,000 | 1,073,000 | 1,122,000 |
| Securities available for sale | 20,842,000 | 20,967,000 | 22,102,000 | 21,098,000 |
| Securities held to maturity | 36,304,000 | 31,096,000 | 33,360,000 | 33,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,599,000 | 149,054,000 | 148,836,000 | 152,796,000 |
| Interest-bearing deposits | 124,625,000 | 123,487,000 | 124,112,000 | 130,074,000 |
| Noninterest-bearing deposits | 24,974,000 | 25,567,000 | 24,724,000 | 22,722,000 |
| Equity capital | 21,466,000 | 21,803,000 | 22,472,000 | 22,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,222,000 | 4,954,000 | 6,698,000 |
| Interest expense | 606,000 | 1,254,000 | 1,936,000 | 2,637,000 |
| Net interest income | 974,000 | 1,968,000 | 3,018,000 | 4,061,000 |
| Noninterest income | 634,000 | 1,160,000 | 1,814,000 | 2,414,000 |
| Noninterest expense | 1,348,000 | 2,566,000 | 4,003,000 | 5,440,000 |
| Provision for loan losses | 2,000 | 62,000 | 102,000 | 155,000 |
| Pretax income | 223,000 | 465,000 | 692,000 | 838,000 |
| Income tax | 18,000 | 29,000 | 39,000 | 53,000 |
| Net income | 205,000 | 436,000 | 653,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,201,000 | 22,462,000 | 22,562,000 | 22,729,000 |