Call reports 2023
DANVILLE STATE SAVINGS BANK — 2023
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 175,152,000 | 175,860,000 | 170,855,000 | 172,160,000 |
| Total loans | 99,671,000 | 100,922,000 | 103,342,000 | 103,166,000 |
| Allowance for loan losses | 1,135,000 | 1,123,000 | 1,167,000 | 1,200,000 |
| Securities available for sale | 24,575,000 | 22,434,000 | 21,275,000 | 21,378,000 |
| Securities held to maturity | 39,610,000 | 37,029,000 | 36,778,000 | 36,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,265,000 | 154,500,000 | 149,533,000 | 149,944,000 |
| Interest-bearing deposits | 128,647,000 | 126,575,000 | 123,158,000 | 123,176,000 |
| Noninterest-bearing deposits | 25,618,000 | 27,925,000 | 26,375,000 | 26,768,000 |
| Equity capital | 20,450,000 | 20,768,000 | 20,761,000 | 21,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,911,000 | 4,436,000 | 5,910,000 |
| Interest expense | 297,000 | 717,000 | 1,181,000 | 1,727,000 |
| Net interest income | 1,090,000 | 2,194,000 | 3,255,000 | 4,183,000 |
| Noninterest income | 511,000 | 1,065,000 | 1,766,000 | 2,435,000 |
| Noninterest expense | 1,236,000 | 2,415,000 | 3,653,000 | 5,018,000 |
| Provision for loan losses | 20,000 | 80,000 | 120,000 | 180,000 |
| Pretax income | 345,000 | 764,000 | 1,248,000 | 1,420,000 |
| Income tax | 10,000 | 30,000 | 51,000 | 66,000 |
| Net income | 335,000 | 734,000 | 1,197,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,471,000 | 21,903,000 | 22,096,000 | 22,266,000 |