Call reports 2022
DANVILLE STATE SAVINGS BANK — 2022
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,533,000 | 188,900,000 | 183,666,000 | 180,286,000 |
| Total loans | 84,408,000 | 89,309,000 | 94,846,000 | 96,511,000 |
| Allowance for loan losses | 795,000 | 852,000 | 914,000 | 934,000 |
| Securities available for sale | 27,109,000 | 27,804,000 | 26,158,000 | 24,553,000 |
| Securities held to maturity | 42,249,000 | 42,226,000 | 40,600,000 | 39,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,407,000 | 168,050,000 | 163,646,000 | 159,579,000 |
| Interest-bearing deposits | 140,553,000 | 143,326,000 | 134,655,000 | 133,794,000 |
| Noninterest-bearing deposits | 23,854,000 | 24,724,000 | 28,991,000 | 25,785,000 |
| Equity capital | 20,803,000 | 20,524,000 | 19,616,000 | 20,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,516,000 | 3,881,000 | 5,276,000 |
| Interest expense | 235,000 | 461,000 | 658,000 | 922,000 |
| Net interest income | 974,000 | 2,055,000 | 3,223,000 | 4,354,000 |
| Noninterest income | 512,000 | 976,000 | 1,623,000 | 2,175,000 |
| Noninterest expense | 1,024,000 | 2,052,000 | 3,237,000 | 4,323,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 140,000 |
| Pretax income | 462,000 | 936,000 | 1,506,000 | 2,083,000 |
| Income tax | 31,000 | 49,000 | 74,000 | 100,000 |
| Net income | 431,000 | 887,000 | 1,432,000 | 1,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,550,000 | 20,970,000 | 21,092,000 | 21,677,000 |