Call reports 2021
DANVILLE STATE SAVINGS BANK — 2021
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 174,209,000 | 178,577,000 | 180,369,000 | 184,048,000 |
| Total loans | 78,893,000 | 79,309,000 | 81,334,000 | 83,087,000 |
| Allowance for loan losses | 654,000 | 754,000 | 773,000 | 810,000 |
| Securities available for sale | 13,085,000 | 17,839,000 | 18,661,000 | 24,690,000 |
| Securities held to maturity | 42,989,000 | 42,319,000 | 39,201,000 | 41,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,523,000 | 156,625,000 | 158,358,000 | 161,995,000 |
| Interest-bearing deposits | 129,650,000 | 134,549,000 | 136,061,000 | 137,465,000 |
| Noninterest-bearing deposits | 22,873,000 | 22,076,000 | 22,297,000 | 24,530,000 |
| Equity capital | 21,330,000 | 21,564,000 | 21,624,000 | 21,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,367,000 | 3,643,000 | 4,831,000 |
| Interest expense | 318,000 | 609,000 | 879,000 | 1,136,000 |
| Net interest income | 811,000 | 1,758,000 | 2,764,000 | 3,695,000 |
| Noninterest income | 618,000 | 1,089,000 | 1,688,000 | 2,231,000 |
| Noninterest expense | 971,000 | 2,014,000 | 3,091,000 | 4,167,000 |
| Provision for loan losses | 60,000 | 160,000 | 200,000 | 240,000 |
| Pretax income | 423,000 | 698,000 | 1,186,000 | 1,544,000 |
| Income tax | 13,000 | 23,000 | 49,000 | 61,000 |
| Net income | 410,000 | 675,000 | 1,137,000 | 1,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,615,000 | 19,914,000 | 20,086,000 | 20,465,000 |