Call reports 2020
DANVILLE STATE SAVINGS BANK — 2020
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 150,384,000 | 156,584,000 | 162,500,000 | 164,604,000 |
| Total loans | 67,142,000 | 69,251,000 | 70,857,000 | 72,819,000 |
| Allowance for loan losses | 716,000 | 713,000 | 570,000 | 600,000 |
| Securities available for sale | 22,047,000 | 13,909,000 | 12,769,000 | 11,798,000 |
| Securities held to maturity | 32,983,000 | 44,384,000 | 41,024,000 | 41,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,970,000 | 134,830,000 | 140,812,000 | 142,883,000 |
| Interest-bearing deposits | 111,139,000 | 116,002,000 | 120,237,000 | 121,875,000 |
| Noninterest-bearing deposits | 17,831,000 | 18,828,000 | 20,575,000 | 21,008,000 |
| Equity capital | 21,004,000 | 21,300,000 | 21,231,000 | 21,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,286,000 | 3,397,000 | 4,502,000 |
| Interest expense | 376,000 | 747,000 | 1,114,000 | 1,482,000 |
| Net interest income | 782,000 | 1,539,000 | 2,283,000 | 3,020,000 |
| Noninterest income | 616,000 | 1,032,000 | 1,478,000 | 1,944,000 |
| Noninterest expense | 896,000 | 1,752,000 | 2,663,000 | 3,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 507,000 | 824,000 | 1,103,000 | 1,268,000 |
| Income tax | 25,000 | 37,000 | 54,000 | 64,000 |
| Net income | 482,000 | 787,000 | 1,049,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,961,000 | 19,300,000 | 19,289,000 | 19,478,000 |