Call reports 2019
DANVILLE STATE SAVINGS BANK — 2019
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,778,000 | 146,369,000 | 146,040,000 | 145,570,000 |
| Total loans | 58,136,000 | 61,733,000 | 63,077,000 | 65,594,000 |
| Allowance for loan losses | 845,000 | 845,000 | 838,000 | 809,000 |
| Securities available for sale | 41,505,000 | 41,948,000 | 41,208,000 | 35,562,000 |
| Securities held to maturity | 37,850,000 | 35,540,000 | 33,640,000 | 32,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,346,000 | 117,689,000 | 118,892,000 | 120,799,000 |
| Interest-bearing deposits | 102,018,000 | 102,856,000 | 103,220,000 | 105,177,000 |
| Noninterest-bearing deposits | 15,328,000 | 14,833,000 | 15,672,000 | 15,622,000 |
| Equity capital | 19,687,000 | 20,323,000 | 20,507,000 | 20,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,400,000 | 3,599,000 | 4,829,000 |
| Interest expense | 341,000 | 704,000 | 1,077,000 | 1,452,000 |
| Net interest income | 846,000 | 1,696,000 | 2,522,000 | 3,377,000 |
| Noninterest income | 655,000 | 1,093,000 | 1,564,000 | 2,020,000 |
| Noninterest expense | 877,000 | 1,722,000 | 2,586,000 | 3,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 624,000 | 1,067,000 | 1,500,000 | 1,881,000 |
| Income tax | 13,000 | 38,000 | 59,000 | 80,000 |
| Net income | 611,000 | 1,029,000 | 1,441,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,782,000 | 18,784,000 | 18,790,000 | 18,845,000 |
| Total capital | 19,627,000 | 19,629,000 | 19,628,000 | 19,654,000 |
| Risk-weighted assets | 72,485,000 | 75,031,000 | 76,673,000 | 77,008,000 |